| London Life universal life insurance |
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Daily/guaranteed interest option (DIO/GIO) Credited and miscellaneous rates Without client bonus |
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| Crediting rate as of April 26, 2024 |
Daily interest rate % |
GIO 1 year % |
GIO 3 year % |
GIO 5 year % |
GIO 10 year % |
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| Policies issued from Jan. 1, 2017 to present | 3.000 | 3.375 | 3.000 | 2.875 | 3.125 | |||
| Policies issued from Sept. 17, 2012 to Dec. 31, 2016 | 3.000 | 3.375 | 3.000 | 2.875 | 3.125 | |||
| Policies issued from Feb. 13, 2012 to Sept. 16, 2012 | 3.000 | 3.375 | 3.000 | 2.875 | 3.125 | |||
| Policies issued from Feb. 7, 2011 to Feb. 12, 2012 | 3.000 | 3.375 | 3.000 | 2.875 | 3.125 | |||
| Policies issued from May 26, 2008 to Feb. 6, 2011 | 3.000 | 3.375 | 3.000 | 2.875 | 3.125 | |||
| Policies issued from Aug. 23, 2004 to May 25, 2008 | 3.000 | 3.375 | 3.000 | 2.875 | 3.125 | |||
| Miscellaneous rates | ||||||||
| Side Account rate | 3.000 | N/A | N/A | 3.500 | N/A | |||
| Policy loan rate * | 8.700 | N/A | N/A | N/A | N/A | |||
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For information purposes only. These rates are subject to change at any time without notice. Every effort has been made to ensure accuracy, but some errors and omissions may occur. The annual rate applicable to a deposit amount in a GIO is the rate then in effect on the date the amount is credited to the account. For a DIO the rate applicable to the account balance for each day is the daily rate then in effect. * The policy loan rate shown is an annual rate which is subject to change at our discretion. Interest is calculated on the loan balance daily. The policy loan interest rate is locked in when the policy loan is taken. |