London Life universal life insurance
 
Daily/guaranteed interest option (DIO/GIO)
Credited and miscellaneous rates
With client bonus
 
Crediting rate as of April 24, 2024 Daily
interest
rate
GIO
1 year
GIO
3 year
GIO
5 year
GIO
10 year
London Life universal life insurance with client bonus
Policies issued from Sept. 17, 2012 to Dec. 31, 2016 2.500  2.875  2.500  2.375  2.625 
Policies issued from Feb. 13, 2012 to Sept. 16, 2012 2.500  2.875  2.500  2.375  2.625 
Policies issued from May 26, 2008 to Feb. 12, 2012 2.500  2.875  2.500  2.375  2.625 
Policies issued from Aug. 23, 2004 to May 25, 2008 2.500  2.875  2.500  2.375  2.625 
Miscellaneous rates
Side Account rate 3.000  N/A  N/A  3.500  N/A 
Policy loan rate * 8.700  N/A  N/A  N/A  N/A 
 
For information purposes only. These rates are subject to change at any time without notice. Every effort has been made to ensure accuracy, but some errors and omissions may occur. The annual rate applicable to a deposit amount in a GIO is the rate then in effect on the date the amount is credited to the account. For a DIO the rate applicable to the account balance for each day is the daily rate then in effect.

* The policy loan rate shown is an annual rate which is subject to change at our discretion. Interest is calculated on the loan balance daily. The policy loan interest rate is locked in when the policy loan is taken.